Croatian Fiscalization 2.0: what you need to know
When a fiscal invoice is issued and when an e-invoice, what changes and when, and how Kigo.Cloud handles it.
A company paying by bank transfer means an e-invoice.
Fiscalization 2.0 covers invoices to companies that pay by bank transfer. Such an invoice is an e-invoice and goes through an information intermediary. Everything else stays a fiscal invoice as before.
| Customer and payment | Fiscalization |
|---|---|
| Consumer, cash or card | 1.0 |
| Consumer, bank transfer | 1.0 |
| Company (R1) at the till, cash or card | 1.0 + customer OIB |
| Company (R1), bank transfer | 2.0, e-invoice |
What changes and when
1 Sept 2025
Accompanying documents no longer need fiscalizing.
1 Jan 2026
R1 invoices at the till carry the customer OIB.
1 Jan 2026
Phase I: non-cash B2B invoices are e-invoices fiscalized through an intermediary.
1 Jan 2027
Phase II: the obligation extends to other businesses on the set dates.
An e-invoice is one button on the invoice.
Kigo.Cloud is connected to the intermediary ePoslovanje.hr. You send an invoice paid by bank transfer to a company as an e-invoice from the software and see the delivery status in the list.
- Sending and receiving e-invoices through ePoslovanje.hr
- OIB check whether the customer can receive e-invoices
- e-Reporting of payments and undeliverable e-invoices
- E-invoices for advance payments and reversals
- A supplier e-invoice straight into a goods receipt
| Invoice | Customer | |
|---|---|---|
| 245-1-1 | Primjer d.o.o. | Delivered |
| 246-1-1 | Grad Zagreb | Delivered |
| 247-1-1 | Company without e-invoicing | Not received |
Two customers, two invoices.
A company buys goods and pays by card at the till: a fiscal invoice (1.0), with the customer OIB on the R1 invoice.
A company orders a service and pays by bank transfer: an e-invoice through the intermediary (2.0).
Fiscalization 2.0 and e-invoices are in every plan.
Fiscalization 2.0 needs no higher plan. Sending and receiving e-invoices is included from Starter.
Croatian Fiscalization 2.0: what you need to know: questions and answers
When is an e-invoice (Fiscalization 2.0) issued, and when a fiscal invoice (Fiscalization 1.0)?
Fiscalization 2.0: B2B payment to an IBAN, e-invoice and fiscalization through an intermediary. Fiscalization 1.0: B2C or B2B at the till, a fiscal invoice (with the customer's OIB on R1 from 2026), and B2C payment directly to an IBAN, a fiscal 1.0 invoice from 1 January 2026.
What is an information intermediary?
It is a certified service that securely exchanges e-invoices on behalf of your company, for example ePoslovanje.hr. In Kigo.Cloud the connection to the intermediary is built in, so e-invoices are sent from the program.
What do I need to do in Kigo.Cloud?
In the program you follow the steps for registering and connecting to the ePoslovanje system. E-invoices are then sent from the program, and you only fill in the basic data.
Software that more than a thousand Croatian companies already rely on.
Kigo.Cloud is made by Symmetria d.o.o. from Zagreb and BID Grupa d.o.o. from Rijeka, a team building invoicing and fiscalization software since 2013, with support in Croatian and English.
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